Residents · Fellows · Attendings
Buying a Home on a Physician's Timeline
Residency match, new attending contract, relocation window. Physician buyers move on tight timelines with unusual finances, and most agents treat them like any other buyer. We don't.
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What a Physician Loan Program Is
Several banks offer mortgage programs built for physicians. Terms vary by lender, but these programs commonly allow a low or no down payment without private mortgage insurance, and treat student loan debt differently than a standard mortgage would.
Many accept an employment contract in place of pay stubs, which matters when you are buying before a start date.
We are real estate agents, not lenders. We do not issue loans or quote rates. What we do: help you find the home, coordinate with the physician-loan lender you choose, and manage a contract-to-close process that respects your schedule. Your lender confirms your eligibility and terms.