Aerial view of the Salt Lake Valley with homes spread below the Wasatch Mountains.

Buying in Utah

Find your home in the Salt Lake Valley.

We guide you through each step of the purchase — reading the market, weighing each home, writing the offer, and handling inspections and financing. You will always know what comes next.

Or call (801) 979-8877

Let's find the right home

You focus on the life you'll build in it.

Buying a home is a big decision, and it should feel steady, not rushed. We handle the details — market research, offer strategy, negotiation, financing, and inspections — and keep you informed the whole way.

You get one point of contact in Andrew Ho, backed by the full RLTY UT team at Unity Group. Ask any question, at any stage, and you will get a straight answer.

  • A no-pressure buyer consultation to understand your options
  • A clear read on current market conditions
  • Careful offer writing for competitive situations
  • One point of contact from search to close

Before we tour

  • Talking is free. Nothing to sign for a first call or video chat.
  • Before any tour, we sign a written agreement. For a first tour, it can cover one home for one day.
  • You can end it in writing.
  • How we're paid: agreed with you in writing before a tour. We can ask the seller to cover some or all of it in your offer. That part is negotiable, not guaranteed.

Talk with Andrew about your search

What happens next: Andrew reviews your request and replies within one business day. No spam.

Used only to answer your request. Never sold or shared for marketing. Privacy

Full-service

The buying experience, handled.

We take time to understand what you need, then do the work to find the right fit. The goal is a smooth purchase and a home you feel good about.

Market knowledge

We know Salt Lake and the surrounding areas — neighborhoods, pricing, and how the market is moving — so you can decide with real information.

A search built around you

We start with your priorities: location, budget, timeline, and the details that matter day to day. Then we bring you homes worth your time.

Careful negotiation

Andrew is a Certified Negotiation Expert. We advocate for your price and terms, and keep the transaction on track from offer to closing.

Recognized work

Experience matters.

Top 2%

U.S. agents · RealTrends 2025

Top 500

Real Producers · 2024 & 2025

4

Counties served

Andrew Ho · licensed Utah real estate agent · License #9693539-SA00 · Unity Group Real Estate

Newest on the market

The newest Salt Lake and Davis County listings. See one you like? Request a showing.

Salt Lake County, August 2026: homes for sale are up 13% from a year ago, and about 3 in 10 listings have cut their price. There is room to negotiate.

Sources: Realtor.com, Redfin.

Filter the newest listings below

Run your numbers

Estimate a monthly payment, or see what you can afford, before you start shopping.

Mortgage Calculator

Estimate your monthly payment in seconds.

Freddie Mac weekly average, November 5, 2026

Estimated Monthly Payment
$2,982
Principal + Interest + Est. Tax & Insurance
Excludes HOA dues and mortgage insurance.
$2,593
P&I
$260
Est. Tax
$125
Est. Insurance

*Estimate only. Taxes and insurance vary by property. Contact RLTY UT for a precise payment analysis.

Talk through your numbers

How Much Can I Afford?

A ballpark from your income and debts. A lender gives you the real number.

Estimated Max Home Price
$480,000
Based on standard 36% debt-to-income guidelines and a 7.18% 30-year rate
Excludes HOA dues and mortgage insurance.

*Estimate only. Not a loan approval, offer, or commitment to lend. Actual qualification depends on your credit, income, and lender. Consult a licensed lender for personalized figures.

Talk to us About Your Budget

Buyer FAQ

What is the home buying process in Salt Lake County? +

The home buying process in Salt Lake County typically takes 30–45 days from accepted offer to closing. It starts with mortgage pre-approval, then home search with your agent, making an offer, inspection, appraisal, and closing. Our agents guide buyers through every step.

How much do I need for a down payment in Utah? +

In Utah, conventional loans require 3–20% down. FHA loans require 3.5%. VA loans and USDA loans offer 0% down for qualifying buyers. RLTY UT connects buyers with trusted lenders who offer competitive rates in Salt Lake County.

Do I need a real estate agent to buy a home in Utah? +

You are not legally required to use a buyer's agent in Utah, but representation protects your interests through pricing, negotiation, and contracts. Since 2024, buyer-agent compensation is negotiated and agreed in writing between you and your agent; a seller may agree to cover some or all of it as part of an accepted offer, but that is negotiable and not guaranteed. We walk you through the options up front so there are no surprises.

Ready when you are

Let's talk about your move.

Not sure whether now is the right time to buy? Want a read on a specific neighborhood, or a straight answer on what you can afford? Reach out. We are glad to help, whether or not you are ready to make a move.

Call us